General Liability
Discover key general liability insurance trends and how they impact small to mid-size companies.
A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
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Tutors Required to Carry Liability Insurance in Some Districts
Teachers, both active and retired, current students and college grads spend time after school hours working with children to help them understand math equations or help improve their reading level – something that not only helps a child succeed in school, but boosts self-esteem.
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A photographer’s worst nightmare
These are the two types of insurance that all photographers should consider to protect their businesses.
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What is Primary Insurance?
A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
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Small business insurance: Understand your risks
You can protect your business against potential risks with a little pre-planning. Understand these common risks that all small businesses face.
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