General Liability
Discover key general liability insurance trends and how they impact small to mid-size companies.

A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
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How to apply for business insurance
Buying business insurance might seem complicated, but it doesn’t have to be. Here is everything you need to know about applying for business insurance.
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What kind of business insurance do I need?
There are two to three basic types of business insurance. But which one is right for you and your small business? And how much will it cost? We've got the answers.
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What is carpet cleaning insurance?
General Liability
 | Industry Spotlight
If you specialize in carpet cleaning, there are certain risks to your business when it comes to liabilities and lawsuits. Here is how to easily protect against these types of risks.
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Does Health Insurance Cover Work Related Injuries?
General Liability
 | Insurance 101
Health insurance covers injuries or illnesses that happen off the job, but most employers are required to have workers compensation insurance to cover their employers when an illness or injury happens at work.
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What is a Certificate of Liability Insurance (COI)?
Insurance 101
 | General Liability
Learn what a certificate of insurance (COI) is, why it’s essential for your small business, and how to obtain one easily to safeguard against risks today.
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Learn what a certificate of insurance (COI) is, why it’s essential for your small business, and how to obtain one easily to safeguard against risks today.

What is general liability insurance and why do you need it?
Insurance 101
 | General Liability
General liability insurance is essential for small businesses, providing protection against claims of property damage, bodily injury, and personal injury. Here's all you need to know.
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