General Liability
Discover key general liability insurance trends and how they impact small to mid-size companies.
A primary policy is the first policy to respond to a loss or claim. An excess policy is the second policy that responds to the same claim or loss and essentially sits “on top” of the primary policy. Umbrella Insurance is a common type of an excess policy. An Umbrella Policy is considered secondary coverage, meaning that any claim must exceed your primary policy’s limits of liability before the Umbrella coverage kicks in.
Read MoreSubscribe to the Hiscox Entrepreneurial Digest on LinkedIn
Get valuable business resources, timely tips and inspiring success stories in your LinkedIn feed every month.
Explore Further
What is general liability insurance and why do you need it?
General liability insurance is essential for small businesses, providing protection against claims of property damage, bodily injury, and personal injury. Here's all you need to know.
Read More
General liability or professional liability insurance?
You know you need business insurance to protect against claims and lawsuits. But what kind? You’ve heard about general liability insurance and professional liability insurance, but what’s the difference? It’s confusing. Here’s what you need to know.
Read More
Protecting social workers from negligence claims through liability insurance
Social workers take on a personal commitment to help others. Taking the time to invest in insurance now to protect against potential lawsuits can save you from stress in the long run.
Read More
9 Ways to minimize business insurance costs without cutting corners
What can you do to reduce business insurance costs without cutting corners? Maintain integrity and save money with these 9 smart ways to lower insurance costs.
Read More
Does your acupuncture business need malpractice insurance?
Business insurance is critical for acupuncturists and other alternative providers. Here’s what you need to know to stay protected.
Learn More
The weird and the wonderful
A parade of pirates, a fire breathing dragon, a tsunami ball? We love reviewing those crazy risks!
Learn MoreWe provide tailored insurance for the specific risks you face, so you can take the right risks to grow your business.