What is handyman insurance?
Handyman insurance is a type of coverage tailored for the unique risks of being a handyman. It guards handymen, their home repair businesses, and their equipment from financial losses due to accidents, property damage, or legal claims.
Why do handymen choose Hiscox?
As a handyman, you are called on to fix all kinds of things, from doors that squeak or stick, to window or door replacements, to siding or shingles. All these projects come with their own challenges and risks, and it’s important to protect your business against them.
Hiscox provides business insurance that is customized for handymen and the specific risks you face. Our coverage meets the requirements of most standard contracts and shows prospective clients that you are ready to take on their job with professionalism.
Find out what coverage may be available and how much it will cost to protect your handyman business.
Flexible payment options
Worldwide coverage
Claims responsiveness
Coverage for contracts
Passion for service
Customized insurance

Who needs handyman insurance?
As a handyman, your clients trust you to come into their home to fix or replace various things. But sometimes things don’t go as planned, and you could face a claim that you damaged property, caused an injury, or gave poor advice.
The right business insurance can protect you from the costs associated with claims like these. Plus, many clients will insist that you have insurance before they hire you.
Protect the business you’ve worked so hard to build, and show clients that you’re ready to take on their job with business insurance from Hiscox.
Find out what coverage is available and get a quote today.
How much does handyman insurance cost?
The cost for handyman insurance varies, depending on several factors. These can include the size of your business, as measured by revenue and payroll; the amount of coverage you want (the limit); and even the location of your business.
A sole proprietor handyman business can expect to pay around $50 - $80 per month for general liability insurance coverage. To find out how much insurance will cost for your handyman business, get a quote.
What does handyman insurance cover?
Handyman insurance covers a variety of risks depending on the type of coverage purchased.